DEERE JOHN CAPITAL CORP

0000027673 false DEERE JOHN CAPITAL CORP 0000027673 2026-05-21 2026-05-21 ​ ​ UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 ​ ​ ​ ​ ​ ​ ​ ​ FORM 8-K ​ ​ ​ CURRENT REPORT Pursuant to Section 13 OR 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): May 21, 2026 ​ JOHN DEERE CAPITAL CORPORATION (Exact name of registrant as specified in its charter) ​ ​ ​ ​ ​ ​ Delaware ​ 1-6458 ​ 36-2386361 (State or other jurisdiction of incorporation) ​ (Commission File Number) ​ (IRS Employer Identification No.) ​ ​ ​ ​ P.O. Box 5328 Madison , Wisconsin 53705-0328 (Address of principal executive offices) (Zip code) ​ ( 800 )- 438-7394 (Registrant’s telephone number, including area code) ​ ​ ​ ​ ​ ​ ​ ​ (Former name or former address, if changed since last report.) ​ ​ Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions: ☐ Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425) ☐ Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12) ☐ Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b)) ☐ Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c)) ​ SECURITIES REGISTERED PURSUANT TO SECTION 12(b) OF THE ACT: ​ ​ ​ ​ ​ ​ Title of each class ​ Trading Symbol(s) ​ Name of each exchange on which registered 2.00% Senior Notes Due 2031 ​ JDCC 31 ​ New York Stock Exchange ​ Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 (§230.405 of this chapter) or Rule 12b-2 of the Securities Exchange Act of 1934 (§240.12b-2 of this chapter). Emerging growth company ☐ ​ If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act. ☐ ​ ​ ull ​ Item 2.02 Results of Operations and Financial Condition. ​ John Deere Capital Corporation’s (JDCC) revenue, net income, and ending portfolio balance for the second quarter and first six months of fiscal year 2026 are set forth below: ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Second Quarter ​ ​ Year To Date ​ $ in millions 2026 2025 % Change ​ ​ 2026 2025 % Change ​ Revenue $ 1,167 $ 1,191 -2 % ​ $ 2,326 $ 2,389 -3 % Net income 151 124 22 ​ ​ 350 283 24 ​ Ending portfolio balance ​ ​ ​ ​ ​ 56,082 57,665 -3 ​ ​ JDCC's net income for the quarter and year-to-date was higher than the same periods in 2025, driven by favorable financing spreads, a lower provision for credit losses, and favorable derivative valuation adjustments, partially offset by the impact of a lower average portfolio. ​ Item 7.01 Regulation FD Disclosure. ​ On May 21, 2026, Deere & Company, JDCC’s parent, issued a press release announcing its results of operations for the second quarter of fiscal 2026 and made available a presentation providing a review of such period in connection with its investor earnings call. Copies of the press release and presentation are furnished herewith as Exhibits 99.1 and 99.2, respectively, and incorporated herein by reference. ​ Item 8.01 Other Events. ​ The information set forth in Item 2.02 of this Current Report on Form 8-K is incorporated by reference into this Item 8.01. ​ Item 9.01 Financial Statements and Exhibits. ​ (d) Exhibits ​ ​ Number Description of Exhibit ​ ​ 99.1 Press release and supplemental financial information of Deere & Company (incorporated by reference from Exhibit 99.1 to Deere & Company’s Current Report on Form 8-K dated May 21, 2026, file number (1-4121)). (Furnished herewith) ​ ​ 99.2 Second Quarter 2026 Earnings Conference Call Presentation of Deere & Company (incorporated by reference from Exhibit 99.2 to Deere & Company’s Current Report on Form 8-K dated May 21, 2026, file number (1-4121)). (Furnished herewith) ​ ​ ​ ​ 104 Cover Page Interactive Data File (the cover page XBRL tags are imbedded in the Inline XBRL document) ​ ​ ​ 2 ​ Signature ​ Pursuant to the requirements of the Securities Exchange Act of 1934, the Registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized. ​ ​ ​ ​ ​ JOHN DEERE CAPITAL CORPORATION ​ ​ ​ ​ ​ ​ ​ ​By: /s/ Julie M. Rosales ​ ​ Julie M. Rosales Assistant Secretary Dated: May 21, 2026 ​ ​ ​ ​ ​ ​ 3 ​